CFACommercial Funding Advisory

Events & Media

Business Funding for Printing Companies

Printing companies carry heavy fixed costs in equipment, supplies, and facility space. A commercial printing press costs $100,000 to over $1 million, and a wide-format printer runs $15,000 to $200,000. Paper and ink inventory ties up cash, and prices fluctuate with supply chain conditions. The shift from offset to digital printing requires capital reinvestment, and adding capabilities like large-format, packaging, or specialty finishes can differentiate you from online competitors.

Common Uses

What Printing Companies Use Funding For

  • Purchase or upgrade digital presses, large-format printers, and finishing equipment
  • Stock paper, ink, and substrate inventory to fulfill orders without supply delays
  • Add binding, laminating, die-cutting, or UV coating capabilities
  • Invest in web-to-print software to accept and process orders online

Funding Options

Best Funding Types for Printing Companies

Equipment Financing

Finance presses, cutters, and finishing equipment with the machines as collateral. Commercial printing equipment from HP, Konica Minolta, and Heidelberg has established resale values that lenders can underwrite against.

Inventory Financing

Borrow against your paper and substrate inventory to maintain adequate stock. Paper prices fluctuate, and buying at favorable prices requires capital that inventory financing can provide.

SBA 7(a) Loan

Fund a major equipment upgrade, facility expansion, or acquisition of a competing print shop. SBA loans offer the longer terms needed to amortize the cost of expensive commercial printing equipment.

What Lenders Look For

Qualification Notes for Printing Companies

Lenders evaluate your equipment age, technology mix (offset vs. digital), and capacity utilization rate
Environmental compliance for VOC emissions, waste disposal, and chemical storage must be documented
Print shops with recurring contract clients (monthly newsletters, packaging, marketing collateral) show more predictable revenue

Ready to Explore Funding for Your Printing Companie Business?

Find out what you qualify for in minutes. No impact on your credit score.