CFACommercial Funding Advisory

Local Funding

Business Funding in Houston, TX

Houston is the fourth largest city in the U.S. by population and the economic anchor of the Texas Gulf Coast. Energy is still the dominant force here, but the Texas Medical Center, the largest medical complex in the world, employs over 100,000 people and generates enormous demand for healthcare-adjacent businesses. Houston has no state income tax, which attracts business owners from higher-tax states. The metro area has over 250,000 small businesses, many of them in construction, trucking, and professional services tied to the energy supply chain.

250,000+

Small Businesses

$530 Billion

Metro GDP

240,000+

Energy Sector Jobs

Top Industries

Key Industries Seeking Funding in Houston

  • Construction Companies
  • Trucking Companies
  • Medical Practices
  • HVAC Businesses
  • Consulting Firms

Local Insights

Funding Landscape in Houston

The Houston SBA District Office consistently ranks in the top five nationally for total SBA 7(a) loan approvals
Houston's energy sector downcycles periodically, which means lenders here pay close attention to industry concentration risk
LiftFund and other Texas-based CDFIs have a strong presence in Houston, focusing on underserved and minority-owned businesses
The city's extreme heat and hurricane exposure drive steady demand for HVAC, roofing, and restoration financing

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