CFACommercial Funding Advisory

Local Funding

Business Funding in Austin, TX

Austin has transformed from a mid-size state capital into a major tech and startup hub. The metro population has nearly doubled since 2010, surpassing 2.3 million. Tesla, Samsung, Apple, and Oracle have all built or expanded operations here. But Austin is not just big tech. The city's small business scene runs deep in restaurants, live music venues, construction, and professional services. About 60,000 small businesses operate in the metro. Rapid growth has driven up commercial rents and created a labor market where finding workers is often harder than finding customers.

60,000+

Small Businesses

$190 Billion

Metro GDP

180,000+

Tech Employment

Top Industries

Key Industries Seeking Funding in Austin

  • Restaurants
  • SaaS Companies
  • Construction Companies
  • Marketing Agencies
  • Consulting Firms

Local Insights

Funding Landscape in Austin

Austin's SBA lending is handled through the San Antonio District Office, but the city's loan volume has grown fast enough to rival many standalone districts
The Austin Technology Incubator and Capital Factory create a pipeline of startups that often need bridge financing between venture rounds
Rising commercial rents in central Austin have pushed many small businesses toward South Austin and the suburbs, where SBA 504 loans for real estate purchases are increasingly common
BiGAUSTIN (now PeopleFund) has been one of the most active CDFIs in the region, specializing in loans to food businesses and minority-owned firms

More Locations

Business Funding in Other Cities

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