CFACommercial Funding Advisory

Local Funding

Business Funding in Phoenix, AZ

Phoenix is one of the fastest growing metros in the country, adding more than 100,000 new residents between 2020 and 2024. That population growth drives relentless demand for construction, home services, and healthcare. The metro area has roughly 90,000 small businesses. Semiconductor manufacturing is bringing a new wave of economic activity, with TSMC's $40 billion fab complex under construction in North Phoenix. Summer temperatures regularly exceed 110 degrees, which shapes the local economy around indoor services, early-morning construction schedules, and HVAC demand that never stops.

90,000+

Small Businesses

$310 Billion

Metro GDP

5.5%

Population Growth (2020-2024)

Top Industries

Key Industries Seeking Funding in Phoenix

  • HVAC Businesses
  • Contractors
  • Landscaping Companies
  • Medical Practices
  • Property Management Companies

Local Insights

Funding Landscape in Phoenix

The Arizona SBA District Office in Phoenix has seen year-over-year increases in loan volume, tracking with the metro's population boom
Arizona's Qualified Small Business Capital Investment program provides tax incentives for investors funding early-stage businesses
Construction and home services businesses often need seasonal lines of credit to manage cash flow around the slower winter months
Prestamos CDFI and other local lenders focus on the metro's large Hispanic business community, which accounts for a significant share of new business formation

More Locations

Business Funding in Other Cities

Find Funding for Your Phoenix Business

See what you qualify for in minutes. No impact on your credit score.