Construction & Trades
Business Funding for Plumbing Businesses
Plumbing businesses deal with unpredictable demand and high parts costs. Emergency service calls are profitable but require fully stocked trucks and on-call technicians. Growing from a one-truck operation to a multi-crew company requires capital for vehicles, inventory, and hiring before the new revenue kicks in.
Common Uses
What Plumbing Businesses Use Funding For
- Outfit new service vans with pipe cutters, camera inspection systems, and parts inventory
- Purchase trenchless pipe lining and hydro jetting equipment
- Hire and train additional licensed plumbers to expand service capacity
- Fund marketing to win commercial plumbing maintenance contracts
Funding Options
Best Funding Types for Plumbing Businesses
Equipment Financing
Finance sewer cameras, jetting machines, and trenchless equipment that can cost $30,000 or more per unit. The equipment itself serves as collateral, keeping your other assets free.
Vehicle Financing
Put new service vans on the road without a large cash outlay. Plumbing companies often need multiple vehicles quickly when adding crews, and fleet financing programs offer volume discounts.
Short-Term Working Capital
Cover the cost of parts and labor on large commercial jobs where payment comes 30 to 60 days after completion. This keeps your supply accounts current while you wait on receivables.
What Lenders Look For
Qualification Notes for Plumbing Businesses
Related Industries
Related Construction & Trades Funding
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