CFACommercial Funding Advisory

Facility Services

Business Funding for Pest Control Companies

Pest control companies build value through recurring service contracts. A single residential customer might pay $40 to $100 per month for ongoing treatment, and those contracts stack over time. The startup costs include a service vehicle, spray equipment, and the licensing and continuing education required in every state. Growing the route density in a market is how you become profitable, but adding new routes requires more trucks, technicians, and marketing.

Common Uses

What Pest Control Companies Use Funding For

  • Purchase or outfit service vehicles with spray rigs, chemical tanks, and equipment storage
  • Stock pesticides, rodent control supplies, and termite treatment materials
  • Hire and license additional pest control technicians to expand route coverage
  • Fund marketing campaigns including door-to-door, direct mail, and digital advertising to build route density

Funding Options

Best Funding Types for Pest Control Companies

Vehicle Financing

Finance service trucks or vans configured for pest control with spray rigs and chemical storage. Vehicle lenders offer standard terms, and the recurring revenue model of pest control makes you a favorable borrower.

Revenue-Based Financing

Borrow against your monthly recurring service contract revenue. Pest control companies with high retention rates and growing route counts access favorable terms because the revenue is predictable and sticky.

SBA 7(a) Loan

Fund the acquisition of a competing pest control company and its customer routes. Pest control acquisitions are common and well-understood by SBA lenders because the recurring contract revenue is easy to value.

What Lenders Look For

Qualification Notes for Pest Control Companies

State pest control operator licenses and EPA-compliant chemical handling certifications are mandatory for all lenders
Recurring monthly service contract revenue is the primary metric lenders evaluate, not one-time treatment income
Companies with termite treatment and wood-destroying organism inspection capabilities earn higher revenue per customer

Ready to Explore Funding for Your Pest Control Companie Business?

Find out what you qualify for in minutes. No impact on your credit score.