Healthcare
Business Funding for Medical Spas
Medical spas sit at the intersection of healthcare and aesthetics, and the capital requirements reflect both worlds. You need medical-grade lasers, injectables inventory, and a physician medical director, plus the high-end interior that clients expect. A single IPL or body contouring device can cost $75,000 to $200,000. Revenue per treatment is high, but so is the upfront equipment investment.
Common Uses
What Medical Spas Use Funding For
- Purchase laser systems for hair removal, skin resurfacing, and body contouring
- Stock injectables inventory including Botox, Juvederm, and other dermal fillers
- Build out treatment rooms with medical-grade lighting, cabinetry, and plumbing
- Fund marketing to build a client base, especially social media and before-and-after campaigns
Funding Options
Best Funding Types for Medical Spas
Equipment Financing
Finance individual devices like CoolSculpting units, laser platforms, and microneedling systems. Aesthetic devices retain strong resale value because demand stays high, making them excellent collateral for lenders.
Business Line of Credit
Maintain a revolving line to restock injectables and consumables between large purchase orders. Botox and filler inventory is expensive but turns over quickly when the appointment book is full.
SBA 7(a) Loan
Best for a ground-up med spa startup or acquiring an existing one. SBA loans can cover the full buildout, equipment, and initial marketing spend needed to open the doors and fill the schedule.
What Lenders Look For
Qualification Notes for Medical Spas
Related Industries
Related Healthcare Funding
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